| Why choose
Direct Choice?
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Policies are provided by MMA Insurance, a major liability insurer, established since
1829
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Public liability can be covered from £1 million up to £5 million, and is often
required for local council contracts
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Employer’s liability of £10 million – a legal requirement if you employ staff
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Covers you and your employees against accidental damage to property
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All company types covered, sole traders, partnerships and limited companies
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Varied professions covered from builders, cleaners and hairdressers to piano tuners,
tilers and upholsterers
Policy benefits automatically included at no extra cost:
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A dedicated commercial claims helpline, operated 24 hours a day and 365 days a
year by fully trained staff
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A 24 hour business legal and taxation helpline
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Legal defence costs covered in the event of a prosecution under the Health and
Safety at Work Act 1974
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Employee's liability for clerical staff at no extra charge
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Legal liability covered for work carried out by bona fide subcontractors
Additional benefits that can be purchased with your insurance:
- Tools cover - up to the value of £2,500
- Goods in transit cover - up to the value of £2000
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